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You've set the table for everyone else. Now it's your turn.

What to do when your retirement savings and your life expectancy don't agree

There is a particular kind of math that happens at two in the morning. You pull up the account balance on your phone, do the subtraction you have done a dozen times before, and land on a number that assumes you will need this money for, say, twenty more years. Then you think about your […]
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How much is 'enough'? The number nobody gives you a straight answer on

You have run the numbers before. Probably more than once. Maybe you sat at the kitchen table with a calculator and a stack of statements, or maybe you did it in your head at two in the morning while everyone else in the house was asleep. You added up what you have, subtracted what you […]
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The Word-Finding Pauses That Are Normal (and the Ones That Aren't)

You are mid-sentence, telling your daughter about the movie you watched last night, and the word simply refuses to show up. Not the plot, not the actor's face, just the one word you need in that moment, the name of the device, the ingredient, the thing you use to water the garden. You laugh it […]
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Why 'Just Eat Less' Stopped Working After 60

You know the drill by heart. Smaller plate. Skip the bread basket. Track the calories in the app until you can practically guess them without looking. And for a while, years ago, that formula worked. You'd trim a little here, walk a little more there, and the number on the scale would eventually cooperate. Now […]
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The Sleep Advice That Works Great for 40-Year-Olds and Terribly for You

There is a particular kind of tired that shows up sometime in your sixties, and it does not respond to the usual fixes. You have done everything the sleep articles tell you to do. You have cut off caffeine by noon, you have banned screens from the bedroom, you have a white noise machine humming […]
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About the Author

Carol Collins spent years reading the research nobody hands you and translating it into something you can actually use. Her Own Table exists because she got tired of watching smart, capable women get talked down to by an industry built for someone else's body and someone else's life stage. She's not a doctor and she's not a life coach. She's the friend who did the homework, and she's setting the table for you.
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A Note on What You'll Find Here
I'm not a doctor, and I'm not a financial advisor. Nothing on this site is medical or financial advice, and it isn't a substitute for a real conversation with a licensed professional who knows your history.

What you will find here is research, translated into plain language, and my own experience navigating this life stage. Take it as a starting point for your own thinking, not a final answer. If something here touches on your health or your money, the next right step is always a conversation with someone qualified to speak to your specific situation.

Some links on this site are affiliate links, which means I may earn a small commission if you purchase through them, at no extra cost to you. I only recommend things I believe in. Some content may also be sponsored. I'll always tell you when it is.